Credit Risk Analyst

SUMMARY:
Join a leading insurance provider dedicated to offering tailored life, health, and short-term insurance solutions. Be part of a dynamic team that blends innovative technology with personalized service to help individuals and families protect their health, wealth, and well-being.

POSITION INFO:
This role is responsible for evaluating and managing the financial risks associated with lending and credit decisions. Their primary goal is to assess the likelihood that a borrower will repay their debts and to minimize the financial risk for the organization.

Responsibilities:

• Credit Risk Assessments: Review new credit requests and analyze financials to assess risk.
• Project Finance Analysis: Assess project finance transactions and identify risks.
• Credit Ratings & Loss Assessment: Prepare credit ratings and LGD calculations for counter-parties.
• Stakeholder Engagement: Build and maintain strong relationships with internal teams, clients, and partners.
• Client Relationship Management: Attend client meetings to understand needs and ensure successful service delivery.
• Risk Reporting: Prepare and present risk reports to senior management, highlighting potential concerns.

• 1-3 years of experience in credit risk analysis.
• CA(SA)/CFA or equivalent will be an added advantage.
• Proven ability to analyze new credit requests.
• Experience in project finance.
• Strong relationship-building skills to develop effective relationships with stakeholders.
• Ability to attend client meetings and maintain strong relationships for successful service delivery.
• Proficient in preparing ratings and loss given default assessments for credit counter-parties.