Credit Risk Analyst

Recruiter:

Network Recruitment

Job Ref:

NFP015337/MOL

Date posted:

Thursday, November 21, 2024

Location:

Johannesburg, South Africa

Salary:

850 000

SUMMARY:
This global tech company offers business solutions aimed at enhancing financial access, digital services, and payments, with a focus on serving businesses and individuals in emerging markets.

POSITION INFO:

You will be responsible for assessing and managing credit risk throughout the lifecycle of unsecured loans, from origination to collections and provisions. This includes monitoring portfolio performance, creating dashboards, producing reports on portfolio health, and conducting in-depth analysis to support data-driven credit strategy decisions.

Responsibilities:

Support the development and implementation of credit strategies for unsecured loans
Conduct credit risk analysis throughout the loan lifecycle
Monitor credit exposures, collections, and provisioning
Assess the effectiveness of credit strategies
Run impairment models and prepare provisioning reports
Enhance reporting processes to identify trends and improve portfolio insights
Automate dashboards and streamline data extraction/transformation
Investigate data anomalies to ensure accuracy and reliability
Collaborate with cross-functional teams to gather relevant data and insights

Qualifications and Skills:

BCom Honours in Economics, Finance, or related field
Strong analytical skills for problem-solving and clear communication of findings
Proficiency in coding (SAS, SQL, Python, or similar) for data extraction and transformation
Experience in dashboard building (e.g., Tableau, Power BI) and report creation
Familiarity with scorecard development and credit risk model building
Strong presentation skills (PowerPoint) and experience presenting findings
Minimum of 3 years of experience in a credit risk environment, covering various aspects of the credit lifecycle (customer management, collections, provisioning)

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