Credit Analyst Commercial Banking & Transformation ( Pietermaritzburg )

SUMMARY:
A well-established financial services business is seeking to appoint a Credit Analyst Commercial Banking & Transformation (Pietermaritzburg)

To carry out quality credit assessment, present bankable solutions and manage the credit risk of a portfolio of clients in the Agri-business value chain in the designated regional Office.
To manage and perform quality credit analysis; financial analysis, including data collection, trend analysis, peer comparisons and industry overview to ensure good quality credit submissions to Credit Managers and Credit Committees for the allocated portfolio.

POSITION INFO:
Minimum Education and Experience:

• 3 year Tertiary Qualification (Commerce) Majors Accounting; Agri Economics, Credit Management
• Thorough knowledge of the NCA, CPA, FICA and related credit regulatory requirements
• The primary and secondary agriculture sector finance.
• Appraisal of credit proposals and deal structure for: assets finance, working capital, backward and forward integration finance
• Carry out full credit assessments within allocated portfolio through credit submissions, financial analysis, reviews, re-advancing loans, collateral analysis, approval conditions
• tracking and risk management.

• Microsoft Office
• Knowledge of risk management principles
• Knowledge / Experience of compliance systems / tools
• Compliance Management Principles
• Knowledge of Compliance related legislation
• Knowledge of Business
• Law Principles

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