Credit Analyst

Key Responsibilities:

1. Credit Proposals Enhancement:
   Enhance and develop credit proposals for approval, ensuring they meet the necessary standards for asset finance transactions
2. Credit Risk Assessment:
   Conduct comprehensive credit risk assessments, including understanding the assets being financed.
3. Credit Facility Management:
   Maintain and manage approved credit facilities, ensuring effective communication with external funders and clients
4. Financial and Credit Record Analysis:
   Perform detailed credit record reviews and financial analysis to assess the creditworthiness of companies and clients
5. Stakeholder Relationship Management:
   Build and maintain strong internal and external relationships, acting as a liaison between clients, funders, and internal departments
6. Ad-Hoc Projects:
   Assist with additional projects as needed, contributing to the overall success of the credit function
7. Teamwork and Self-Management:
   Collaborate with the team, while also being able to work independently to manage tasks and responsibilities efficiently

Knowledge & Skills Requirements:

• Strong understanding of credit risk and mitigation strategies.
• Excellent business acumen and commercial awareness
• Analytical skills to evaluate financial statements and credit data
• Familiarity with business technologies and their application in financial processes
• Proficient in MS Office
• Communication skills, both verbal and written, to interact with stakeholders at all levels
• People management and leadership abilities
• Ability to work efficiently under pressure
• Comprehensive knowledge of company policies, procedures, and industry-specific requirements
• Understanding of the company’s credit policy and funder requirements
• Commitment to uphold the values of Respect, Integrity, Stewardship, and Excellence